Dispute Regulations

Abiding by the rules dictated by regulations ensures compliance and avoids the negative consequences of non-compliance.

Regulation Coverage

Type	Claim Type	Claim Reason	Reg E	Reg Z
ACH	Dispute	Revoked	Yes	N/A
ACH	Dispute	Debited Early	Yes	N/A
ACH	Dispute	Incorrect	Yes	N/A
ACH	Dispute	Revoked	Yes	N/A
ACH	Fraud	Unauthorized	Yes	N/A
ACH	Dispute	Missing Deposit	Yes	N/A
ACH	Dispute	Wrong Amount	Yes	N/A
Card	ATM	ATM Deposit	Yes	N/A
Card	ATM	ATM Withdrawal	Yes	Yes
Card	Authorization	Authorization	No	No
Card	Dispute	Debit Posted as Credit	Yes	Yes
Card	Dispute	Charged Loss/Theft	Yes	Yes
Card	Dispute	Counterfeit	No	No
Card	Dispute	Credit Posted as Debit	Yes	Yes
Card	Dispute	Credited Incorrect Amount	Yes	Yes
Card	Dispute	Cancelled/Returned Merchandise/Service	No	No
Card	Dispute	Credit Not Processed	Yes	Yes
Card	Dispute	Damaged/Defective	No	No
Card	Dispute	Charged More Than Once	Yes	Yes
Card	Dispute	Incorrect Account	Yes	Yes
Card	Dispute	Charged Incorrect Amount	Yes	Yes
Card	Dispute	Incorrect Currency	Yes	Yes
Card	Dispute	Invalid Data	Yes	Yes
Card	Dispute	Late Presentment	No	No
Card	Dispute	No Show Charged	Yes	Yes
Card	Dispute	Not as Described	No	No
Card	Dispute	Merchandise/Service Not Provided	No	Yes
Card	Dispute	Paid by Other Means	Yes	Yes
Card	Dispute	Quality	No	No
Card	Dispute	Cancelled Recurring	Yes	Yes
Card	Dispute	Misrepresented	No	No
Card	Fraud	Lost	Yes	Yes
Card	Fraud	NRI	Yes	Yes
Card	Fraud	Card Secure	Yes	Yes
Card	Fraud	Stolen	Yes	Yes
Card	Identity Theft	ATO	Yes	Yes
Card	Identity Theft	Fraud Application	Yes	Yes