Abiding by the rules dictated by regulations ensures compliance and avoids the negative consequences of non-compliance.
Jump to:
- Regulation coverage
- Regulation E
- Regulation Z
Regulation Coverage Anchor Reg Coverage Reg Coverage
| Type | Claim Type | Claim Reason | Reg E | Reg Z |
|---|---|---|---|---|
| ACH | Dispute | Revoked | Yes | N/A |
| ACH | Dispute | Debited Early | Yes | N/A |
| ACH | Dispute | Incorrect | Yes | N/A |
| ACH | Dispute | Revoked | Yes | N/A |
| ACH | Fraud | Unauthorized | Yes | N/A |
| ACH | Dispute | Missing Deposit | Yes | N/A |
| ACH | Dispute | Wrong Amount | Yes | N/A |
| Card | ATM | ATM Deposit | Yes | N/A |
| Card | ATM | ATM Withdrawal | Yes | Yes |
| Card | Authorization | Authorization | No | No |
| Card | Dispute | Debit Posted as Credit | Yes | Yes |
| Card | Dispute | Charged Loss/Theft | Yes | Yes |
| Card | Dispute | Counterfeit | No | No |
| Card | Dispute | Credit Posted as Debit | Yes | Yes |
| Card | Dispute | Credited Incorrect Amount | Yes | Yes |
| Card | Dispute | Cancelled/Returned Merchandise/Service | No | No |
| Card | Dispute | Credit Not Processed | Yes | Yes |
| Card | Dispute | Damaged/Defective | No | No |
| Card | Dispute | Charged More Than Once | Yes | Yes |
| Card | Dispute | Incorrect Account | Yes | Yes |
| Card | Dispute | Charged Incorrect Amount | Yes | Yes |
| Card | Dispute | Incorrect Currency | Yes | Yes |
| Card | Dispute | Invalid Data | Yes | Yes |
| Card | Dispute | Late Presentment | No | No |
| Card | Dispute | No Show Charged | Yes | Yes |
| Card | Dispute | Not as Described | No | No |
| Card | Dispute | Merchandise/Service Not Provided | No | Yes |
| Card | Dispute | Paid by Other Means | Yes | Yes |
| Card | Dispute | Quality | No | No |
| Card | Dispute | Cancelled Recurring | Yes | Yes |
| Card | Dispute | Misrepresented | No | No |
| Card | Fraud | Lost | Yes | Yes |
| Card | Fraud | NRI | Yes | Yes |
| Card | Fraud | Card Secure | Yes | Yes |
| Card | Fraud | Stolen | Yes | Yes |
| Card | Identity Theft | ATO | Yes | Yes |
| Card | Identity Theft | Fraud Application | Yes | Yes |
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Regulation E Key ConceptsConcepts Anchor Reg E Reg E
Business accounts: Regulation E was produced in order to protect those who use electronic banking services. Regulation E covers consumer accounts, however business account claims may have some fraud protection provided by the card association (Mastercard & Visa). Although business account cases can be opened, Regulation E timelines and provisional credit rules do not apply.
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