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Like most chargeback processes, the Mastercard process includes 3 typical steps: chargeback, pre-arbitration and arbitration.  Compliance is also supported when certain conditions are met.  The arbitration chargeback is a legacy process that will be deprecated in April 2020 as part of the Mastercard Dispute Resolution Initiative.


Case Lifecycle

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Chargeback

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Pre-Arbitration


Arbitration


Pre-Compliance


Compliance


Arbitration Chargeback



Strategy

The Mastercard recovery strategy includes two separate recovery strategies: one for fraud and one for non-fraud.  Each one includes several recovery options that align to the dispute categories and conditions supported by Mastercard chargeback rules.

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