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• Authorization request received a decline response or pickup response and the merchant completed the transaction.

Dependencies

A dispute of a Mass Transit Transaction is valid for the full Transaction amount if a decline response was sent and the transaction amount was greater than the amount specified in the Mass Transit Transaction Requirements, which are as follows:

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• A Decline Response
• An Issuer response to an Account Verification indicating that the Transaction should not be completed with that Card

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• Merchant name
• Total Transaction amount in the Transaction Currency
• Details of each individual journey completed during the Travel Period, including the start and end time of each journey
• Final Transaction Date
• Any discounts applied

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Time Limit

75 calendar days from the Transaction Processing Date

Dependencies

None