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| Validation | Value | Logic | Associated Rule(s) | |||
|---|---|---|---|---|---|---|
| Not Chip Liability Shift EligibleIs a POS transaction | True |
| IsChipLiabilityShiftEligible | |||
| Consumer-Presented QR transaction that was properly identified in the Authorization Request/0100 message or Financial Transaction Request/0200 message. | False |
| IsMCQRTransaction_MC | |||
| Authorization Approval after the FNS Date. The issuer approved the transaction after submitting two or more chargebacks involving the same Mastercard card account (for this purpose, “account” means primary account number [PAN] and expiration date) for any of the following message reason codes: 4837, 4840, 4870, or 4871. Message reason code 4863 first chargebacks will be included in the FNS count once the FNS fraud chargeback count is two or greater. | False | 2 or more previous disputes with reason code 4837, 4840, 4870, or 4871 on the same card number | IsApprovedAfterFNS_MC | |||
| FNS Counter Exceeds 15 Fraud-Related Chargebacks. The issuer submitted more than 15 chargebacks in aggregate involving the same account for message reason codes 4837, 4840, 4870, or 4871. | False | 15 or more previous disputes with reason code 4837, 4840, 4870, or 4871 on the same card number | IsFNSCountReached_MC | |||
| A Digital Secure Remote Payment (DSRP) transaction or any subsequent transaction for a related partial shipment or recurring payment. | False |
| IsDSRPTransaction_MC | |||
| A valid EMV chip transaction occurred and DE 55 and related data was provided in the Authorization Request/0100 message or Financial Transaction Request/0200 message (when online-authorized) and the First Presentment/1240 message. | False | integratedCircuitCardRelatedData is not null | IsChipTransaction_MC | |||
| A magnetic stripe-read or key-entered transaction occurred and was properly identified as the result of technical fallback in the Authorization Request/0100 message and in the First Presentment/1240 message. | False |
| IsFallBackTransaction_MC | |||
| The Authorization Request/0100 message contained a service code value other than 2xx or 6xx in DE 35 (Track 2 Data) or DE 45 (Track 1 Data) | False | @String.startsWith(serviceCode), "2" OR @String.startsWith(serviceCode), "6" | IsChipServiceCode_MC | |||
| The transaction was a mail order, phone order, e-commerce, or recurring payment transaction. | False |
| IsMOTOTransaction_MC | |||
| Mastercard Commercial Payments Account. The transaction was a Mastercard Commercial Payments Account transaction. A Mastercard Commercial Payments Account transaction occurs when PDS 0002 (GCMS Product Identifier) was MAP (Mastercard Commercial Payments Account) in the First Presentment/1240 message. | False | gcmsProductIndentifier = "MAP" | IsMCCommercialPayment_MCS/E is considered High Risk | True |
| |
| AEIPS-compliant Chip Card Transactions where a Transaction Certificate is provided in the First Presentment, or Transaction is identified as Fallback in the First Presentment | False | Card Data Input Mode, position 7 = 9 | ||||
| SafeKey Transaction which was either Fully Authenticated or Attempted and the S/E has a risk indicator of either "T" or "F.” | False | Program Indicator in 892-893 of First Pres 1240 msg = 4 and Card Acceptor High Risk Indicator = T or F | ||||
| Transaction qualifies for the AEGNS Oil Fraud Liability Shift Program | False |
| ||||
| Is an Expresspay Transaction/Cumulative spend | False | Card present, position 6 = X | ||||
| Is a Merchant-Presented Quick Response (MPQR) Transactions with high risk indicator of F. | False |
| ||||
High Risk S/Es listed under the following categories are not eligible for Excluded Transactions under this ISO code: a. Risk indicators of “I”, “S”, “X” b. Gambling MCCs 7801, 7802, 7995 | False |
| ||||
| First Chargeback was either a fraud type or one of the following: a. 4512 - Multiple Processing b. 4516 - Request for Support Not Fulfilled c. 4517 - Request for Support Illegible/Incomplete d. 4754 - Local Regulations/Legal Dispute | False |
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