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Page Properties

Name

DenyDebit

Type

View

Description

Provides a detailed view of all dispute credit reversals and measures compliance with Reg E rule - “Upon debiting a provisionally credited amount, the financial institution shall (...) Notify the consumer that the institution will honor ("Transactions") from the consumer's account (...) for five business days after the notification.”

Data Category

Event Field/Column Name

Data Type

Description

Applicability

Sample Value

Notes

Key

TenantId

VARCHAR(32)

Multiexcerpt include
MultiExcerptNameglossary_description
PageWithExcerptTenant ID
shouldDisplayInlineCommentsInIncludesfalse

ALWAYS

qvo-stg

Key

Tenant

VARCHAR(64)

Multiexcerpt include macro
macro_uuid92aefef2-6d9d-4064-a29c-4aff6b6b5512
nameglossary_description
templateDataeJyLjgUAARUAuQ==
pageTenant
addpanelfalse

ALWAYS

Default

Key

ClientId

VARCHAR(64)

Multiexcerpt include
MultiExcerptNameglossary_description
PageWithExcerptClient ID
shouldDisplayInlineCommentsInIncludesfalse

ALWAYS

Default

Key

Client

VARCHAR(64)

Multiexcerpt include macro
macro_uuid92aefef2-6d9d-4064-a29c-4aff6b6b5512
nameglossary_description
templateDataeJyLjgUAARUAuQ==
pageClient
addpanelfalse

ALWAYS

Default

Key

ClaimId

VARCHAR(32)

Multiexcerpt include
MultiExcerptNameglossary_description
PageWithExcerptClaim ID
shouldDisplayInlineCommentsInIncludesfalse

ALWAYS

2306060014C

Key

DisputeId

VARCHAR(32)

Multiexcerpt include macro
macro_uuida3e31307-8cb9-40d8-8eef-f74f27879680
nameglossary_description
templateDataeJyLjgUAARUAuQ==
pageDispute ID
addpanelfalse

ALWAYS

2306060014D

Claim Details

FinalDecision

VARCHAR(64)

Multiexcerpt include
MultiExcerptNameglossary_description
PageWithExcerptClaim Decision
shouldDisplayInlineCommentsInIncludesfalse

CONDITIONAL

Paid, Denied

Dispute Details

DenyReason

VARCHAR(64)

Multiexcerpt include
MultiExcerptNameglossary_description
PageWithExcerptDeny Reason
shouldDisplayInlineCommentsInIncludesfalse

CONDITIONAL

No Error

Claim Details

ContactDate

DATE

Multiexcerpt include
macro_uuidd99ef6b8-ca27-4139-8c27-79c2824a1215
templateDataeJyLjgUAARUAuQ==
MultiExcerptNameglossary_description
addpanelfalse
PageWithExcerptCustomer Contact Date

CONDITIONAL

2023-09-09

Compliance Details

FinalDecisionDate

TIMESTAMP_NTZ(9)

Datetime that a pay or deny decision is rendered for the dispute.

CONDITIONAL

2023-09-09 21:00:00

InvestigationDate

Compliance Details

ResolutionDeadline

TIMESTAMP_NTZ(9)

Multiexcerpt include macro
macro_uuid027fa8ef-0adf-4d64-8d22-eb934d764d70
nameglossary_description
templateDataeJyLjgUAARUAuQ==
pageRegulatory Resolution Deadline
addpanelfalse

CONDITIONAL

2023-09-09 21:00:00

Dispute Details

PaidLetter

TIMESTAMP_NTZ(9)

Datetime that the paid letter was created.

CONDITIONAL

2023-09-09 21:00:00

Dispute Details

DeniedLetter

TIMESTAMP_NTZ(9)

Datetime that the denied letter was created.

CONDITIONAL

2023-09-09 21:00:00

Dispute Details

PartialDenyDebit

TIMESTAMP_NTZ(9)

Datetime that a partial deny debit accounting entry was executed.

CONDITIONAL

2023-09-09 21:00:00

Dispute Details

DenyDebit

TIMESTAMP_NTZ(9)

Datetime that a deny debit accounting entry was executed.

CONDITIONAL

2023-09-09 21:00:00

Dispute Details

FinalCreditReversal

TIMESTAMP_NTZ(9)

Datetime that a final credit reversal accounting entry was executed.

CONDITIONAL

2023-09-09 21:00:00

Compliance Details

DenyDebitMinimum

TIMESTAMP_NTZ(9)

Final Decision Date or Denied Letter Date + 5 business days.

ALWAYS

2023-09-09 21:00:00

Compliance Details

PartialDenyDebitCompliant

BOOLEAN

Indicates whether the partial deny debit was in compliance with the 5 business day rule (if applicable).

CONDITIONAL

TRUE

Compliance Details

DenyDebitCompliant

BOOLEAN

Indicates whether the deny debit was in compliance with the 5 business day rule (if applicable).

CONDITIONAL

TRUE

Compliance Details

FinalCreditReversalCompliant

BOOLEAN

Indicates whether the final credit reversal was in compliance with the 5 business day rule (if applicable).

CONDITIONAL

TRUE

Dispute Details

PreviouslyPaid

BOOLEAN

Indicates whether a pay decision had been applied prior to the deny decision.

ALWAYS

FALSE