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Info
titleDuplicate Dispute Detection

When a user clicks on a transaction that already exists on a previous claim, a message will be displayed: “Not disputable. Transaction exists on claim XXXXXXXXXXX” and the transaction will not be selectable.  

Change Search Criteria

When a user clicks on the "Change Search Criteria" button, the below screen appears. The user can filter through the transaction list by a combination of a date range, amount, and merchant name/transaction description. Transactions the user has clicked on will persist as filters are applied and changed.

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Claim Reason

Questionnaire Verbiage

Filter

Allowed

No-Show ChargeI was charged or credited incorrectly - I was charged for a "No-Show" from a hotel incorrectlyDebitsSingle
AddendumI was charged or credited incorrectly 
Single
CashbackI was charged or credited incorrectly - I did not receive the cash-back portion of my transactionDebitsSingle

Late Presentment

I was charged or credited incorrectly - I was charged more than 180 days after I authorized the transaction

Debits

Single

Credit Posted as Debit

I was charged or credited incorrectly - I should have received a credit but was charged again

Debits

Single

Debit Posted as Credit

I was charged or credited incorrectly - I should have been charged but received a credit

Credits

Single

Incorrect Amount

I was charged or credited incorrectly - I was charged the wrong amount

Debits

Single

Incorrect Credit Amount

I was charged or credited incorrectly - I received the wrong credit amount

Credits

Single

Charged More Than Once

I was charged or credited incorrectly - I was charged more than once

Debits

Multiple (Same Merchant)

Merchandise/Service Not Received

I haven't received merchandise or a service that I was expecting


Multiple (Same Merchant)

Cancelled Recurring

I cancelled a recurring transaction but was still charged


Multiple (Same Merchant) (Pending and Posted Transactions)

Not as Described

I have an issue with merchandise or a service that I received - The merchandise or service is not as described


Single

Damaged/Defective

I have an issue with merchandise or a service that I received - The merchandise is damaged or defective


Single

Quality

I have an issue with merchandise or a service that I received - The merchandise or service has a quality issue


Single

Counterfeit

I have an issue with merchandise or a service that I received - The merchandise is counterfeit


Single

Misrepresented

I have an issue with merchandise or a service that I received - The terms of sale were misrepresented


Single

Credit Not Processed

My credit has not been processed


Single

Cancelled/Returned Merchandise/Service

I cancelled or returned  merchandise or a service but have not been issued a refund


Single

Fraud

I did not make this purchase


Multiple (Pending and Posted Transactions)

ATM Withdrawal

I did not receive cash or received partial cash at an ATM

MCC = 6011 or Type = "ATM"

Single

ATM Deposit

My ATM deposit did not post to my account or posted for the wrong amount.

MCC = 6011 or Type = "ATM"

Single

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