Conditions

An issuer may initiate a dispute under Dispute Condition 13.8: Original Credit Transaction Not Accepted for the following reason:

An Original Credit Transaction was not accepted because either:

• The recipient refused the original credit transaction.
• Original credit transactions are prohibited by applicable laws or regulations.

Time Limit

120 calendar days from the Original Credit Transaction Processing Date

Dependencies

Certification that either:

• An Original Credit Transaction is not allowed by applicable laws or regulations.
• The recipient refused to accept the Original Credit Transaction.