Conditions

An issuer may initiate a dispute under dispute condition 11.1: Card Recovery Bulletin for the following reason:

• All of the following:
  • Transaction was below the Merchant’s Floor Limit.
  • Merchant did not obtain Authorization.
  • On the transaction date, the account number was listed in the card recovery bulletin for the Visa region in which the merchant outlet is located.

Time Limit

75 calendar days from the Transaction Processing Date

Dependencies

None