Timeframes

120 days from the Network Processing Date of the Presentment

Conditions

The following Conditions exist for Chargebacks processed under this ISO Code:

For Chargebacks processed under Chargeback description one (1) or two (2) of this ISO Code:
1. The Issuer must manually enter the fraud Transaction into the WFIS or electronically transmit it into the AEGN Fraud Repository before filing this Chargeback.
2. The Cardmember Account must be added to the Exception File no later than the Network Processing Date of the Chargeback.
As applicable, the following conditions also exist for Chargebacks processed under:
1. Chargeback description one (1) of this ISO Code:
  1. If prior Authorization was provided for a lesser amount, the Chargeback amount is restricted to the difference of the Authorized amount and the Presentment Transaction amount.
  2. For estimated Charge amounts, the Chargeback amount is restricted to the difference of the Authorized amount plus the allowable percentage and the Presentment Transaction amount.
For Final Chargeback - This Chargeback is only applicable if the First Chargeback was either a fraud type or one of the following:
1. 4512 - Multiple Processing
2. 4516 - Request for Support Not Fulfilled
3. 4517 - Request for Support Illegible/Incomplete
4. 4754 - Local Regulations/Legal Dispute

Validation	Value	Logic
Is a POS transaction	True
No Authorization
Declined Authorization
No re-authorization following expired Authorization
Outside Valid Date Range of the card
Is a chip card where the authorization was granted offline	False
Is an Expresspay Transaction/Cumulative spend	False	Card present, position 6 = X Cumulative spend?
Is a Merchant-Presented Quick Response (MPQR) Transactions.	False	Card present, position 6 = X