Description	Sent when an Account Takeover (ATO) claim is submitted with no disputed transactions. Provides the claimant with a summary of the case, what they can expect, and what actions they need to take, if any.
Applies To	Card Account Takeover
Rule	N/A
Relates To
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We have completed our investigation of your claim that the above referenced account.

This notice serves as final resolution of your dispute.

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We have completed our investigation of your claim that the above referenced account.

This notice serves as final resolution of your dispute.

We recommend that you also contact the three major consumer reporting agencies listed below to inform them of the identity theft.

Equifax
Consumer Fraud Division
Phone: 800-525-6285
Fax: 770-375-2821
P.O. Box 740256
Atlanta, GA 30348

Experian
National Consumer Assistance
Phone: 888-397-3742
P.O. Box 9554
Allen, TX 75013

TransUnion
Fraud Victim Assistance
Phone: 800-680-7289
Fax: 714-447-6034
P.O. Box 2000
Chester, PA 19016-2000

You may also report your identity theft concerns to the Federal Trade Commission by going to www.identitytheft.gov. If you have not done so already, we also recommend you obtain a free annual copy of your credit report by going to www.annualcreditreport.com.

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ATO Confirmation Letter - No Transactions

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