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Merchant Credit Event

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Merchant Credit events provide all the data necessary to evaluate the effectiveness of potential credit matching logic, as well as total recoveries via merchant credits.  When a possible merchant credit is automatically matched by the system, an event is created.  When a merchant credit is identified by a user, an event is created.  When a possible merchant credit is referred to a user by the system, and the user does not identify it as a match for the disputed transaction, an event is created. 

Data Category

Event Field/Column Name

Data Type

Description

Applicability

Sample Value

Notes

Key

TenantId

VARCHAR(32)

Unique ID associated with each Quavo client.

ALWAYS

qvo-stg

Key

ClientId

VARCHAR(64)

A unique ID representing a single client.

ALWAYS

Default

Key

ClaimId

VARCHAR(32)

Unique ID associated with a claim.  Format: YYMMDD<Ordinal Number>"C"

Example: 2405230003C

ALWAYS

2306060014C

Key

DisputeId

VARCHAR(32)

Unique ID associated with a disputed transaction.  Format: YYMMDD#####"D"

ALWAYS

2306050001D

Potential Credit Details

TransactionDate

DATE

The date of the transaction, as provided by the system of record.  This generally represents the Posting Date.

CONDITIONAL

2023-08-16

Potential Credit Details

AUTHCODE

VARCHAR(8)

A credit card authorization or approval code is an alphanumeric string generated at the POS. Normally consisting of five to six characters, this one-time approval code is unique to each transaction.

CONDITIONAL

85541091

Potential Credit Details

TransactionId

VARCHAR(256)

A unique ID associated with a transaction.  This value is provided by the transaction system of record.

CONDITIONAL

000002174116543800

Potential Credit Details

ARN

VARCHAR(32)

A unique number assigned to a credit card transaction as it moves through the payment flow.

CONDITIONAL

13199982166549566629334

Potential Credit Details

PostingDate

DATE

The date the transaction posted to the customer/member account.

CONDITIONAL

2023-08-17

Potential Credit Details

Description

VARCHAR(256)

A description of the transaction as provided by the system of record.  Typically, this will match what the customer/member sees on their account statement.

CONDITIONAL

http://APPLE.COM/BILL , 866-712-7753, CAUS

Potential Credit Details

MerchantName

VARCHAR(256)

Name of the business providing goods or services, as provided by the system of record.

CONDITIONAL

http://APPLE.COM/BILL , 866-712-7753, CAUS

Potential Credit Details

Amount

NUMBER(92)

The amount of the potential credit transaction.

ALWAYS

11.99

Potential Credit Details

OUTCOME

VARCHAR(16)

For merchant credit checking, this represents the result of the check or user review.

ALWAYS

"Auto", "Manual", "No Match", "Canceled"

Potential Credit Details

AppliedAmount

NUMBER(92)

The amount of the credit that was applied to the dispute.

CONDITIONAL

11.99

(where applicable)

Potential Credit Details

Iteration

NUMBER(20)

For matching algorithms, such as merchant credit or authorization posting, this number represents the the highest probability rule that resulted in a match.

ALWAYS

5

Potential Credit Details

ISCREDITEXPECTED

BOOLEAN

When a credit for a dispute is promised, such as in the case of merchant collaboration, this Boolean value is set to true.

CONDITIONAL

FALSE

Potential Credit Details

SEARCHSTARTDATE

DATE

Represents the start of the search range when searching for merchant credits.  With each subsequent check, the start date begins on the end date of the previous check.

CONDITIONAL

2023-08-24

Potential Credit Details

MatchResult

VARCHAR(16)

For matching algorithms, such as merchant credit or authorization posting, this represents whether a match was applied automatically or referred to a user.

CONDITIONAL

"Auto Match", "Review"

Metadata

EventDateTime

TIMESTAMP_NTZ(9)

The datetime that the event was recorded.

ALWAYS

2023-09-09 21:00:00

Metadata

EventIdentifier

VARCHAR(64)

A unique ID associated with each business event.

ALWAYS

70b1c86d-d06f-4c93-bab2-0e938a4ef768

Metadata

EventItemId

VARCHAR(64)

An ID included with each business event that identifies the tenant and Claim ID or Dispute ID associated with the event.

ALWAYS

qvo-stg|2302030002D

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