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Chargeback Reject Event

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Chargeback reject activity is useful for understanding the effectiveness of recovery rules .  Whenever a chargeback is rejected by Visa or Mastercard, an event is created.  Each event includes basic details about the disputed transaction and any reason code or description provided by the network rejecting the chargeback.

Data Category

Event Field/Column Name

Data Type

Description

Applicability

Sample Value

Notes

Key

TenantId

VARCHAR(32)

Unique ID associated with each Quavo client.

ALWAYS

qvo-stg

Key

ClientId

VARCHAR(64)

A unique ID representing a single client.

ALWAYS

Default

Key

ClaimId

VARCHAR(32)

Unique ID associated with a claim.  Format: YYMMDD<Ordinal Number>"C"

Example: 2405230003C

ALWAYS

2306060014C

Key

DisputeId

VARCHAR(32)

Unique ID associated with a disputed transaction.  Format: YYMMDD#####"D"

ALWAYS

2306050001D

Rejection Details

TransactionDate

DATE

The date of the transaction, as provided by the system of record.  This generally represents the Posting Date.

ALWAYS

2023-06-24

Rejection Details

PostingDate

DATE

The date the transaction posted to the customer/member account.

ALWAYS

2023-06-25

Rejection Details

Description

VARCHAR(256)

A description of the transaction as provided by the system of record.  Typically, this will match what the customer/member sees on their account statement.

ALWAYS

CASH APP*VISA MONEY TRANS

Rejection Details

Amount

NUMBER(9,2)

The amount of the transaction.

ALWAYS

11.00

Rejection Details

RecoveryAmount

NUMBER(9,2)

The amount in dispute for a submitted chargeback.

ALWAYS

11.00

Rejection Details

Network 

VARCHAR(32)

A network is a company that provides the communication system between a merchant and a card issuer in order to process transactions.  For more details, see Acquirer Networks.

ALWAYS

VISA

Rejection Details

REASONCODEKEY

VARCHAR(64)

A code provided by the network, representing a reason for the reject.

CONDITIONAL

  1. Mastercard: ReasonCode (e.g. "INVALID_REQUEST")

  2. Visa: Code (e.g. "E-200100002")

Rejection Details

REASONCODEVALUE

VARCHAR(128)

A message provided by the network, representing a reason for the reject.

CONDITIONAL

  1. Mastercard: (e.g. "First Chargeback failed: Chargeback Amount should not be less than OT Amount")

  2. Visa: (e.g. "One or more required fields are missing. Please correct the following errors:ChipOnCard")

(where applicable)

Rejection Details

PerformedById

VARCHAR(128)

User that recorded the reject.

ALWAYS

devan.robertson@quavo.com

Rejection Details

RejectCode

VARCHAR(64)

A code provided by the network, representing a reason for the reject.

CONDITIONAL

  1. Mastercard: ReasonCode (e.g. "INVALID_REQUEST")

  2. Visa: Code (e.g. "E-200100002")

Rejection Details

RejectMessage

VARCHAR(256)

A message provided by the network, representing a reason for the reject.

CONDITIONAL

  1. Mastercard: (e.g. "First Chargeback failed: Chargeback Amount should not be less than OT Amount")

  2. Visa: (e.g. "One or more required fields are missing. Please correct the following errors:ChipOnCard")

Rejection Details

RejectType

VARCHAR(16)

The method used by the network to reject the dispute.

ALWAYS

"Service Failure", "Reject"

For Visa, rejects are handled via service failure message ("Service Failure").  For Mastercard, a queue item is generated ("Reject").

Metadata

EventDateTime

TIMESTAMP_NTZ(9)

The datetime that the event was recorded.

ALWAYS

2023-09-09 21:00:00

Metadata

EventIdentifier

VARCHAR(64)

A unique ID associated with each business event.

ALWAYS

70b1c86d-d06f-4c93-bab2-0e938a4ef768

Metadata

EventItemId

VARCHAR(64)

An ID included with each business event that identifies the tenant and Claim ID or Dispute ID associated with the event.

ALWAYS

qvo-stg|2302030002D

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