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Regulatory Protection Table

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Name

RegProtection

Type

Table

Description

This simple event is useful for real-time tracking and reporting of disputes that are automatically resolved by the system due to a regulatory deadline approaching.

Fields

Data Category

Event Field/Column Name

Data Type

Description

Applicability

Sample Value

Notes

Key

TenantId

VARCHAR(32)

Unique ID associated with each Quavo client.

ALWAYS

qvo-stg

Key

ClientId

VARCHAR(64)

A unique ID representing a single client.

ALWAYS

Default

Key

ClaimId

VARCHAR(32)

Unique ID associated with a claim.  Format: YYMMDD<Ordinal Number>"C"

Example: 2405230003C

ALWAYS

2306060014C

Key

DisputeId

VARCHAR(32)

Unique ID associated with a disputed transaction.  Format: YYMMDD#####"D"

ALWAYS

2306050001D

Regulatory Details

RegProtectionDecision

VARCHAR(16)

The regulatory protection action enforced by the system, such as Reg E 90 and Reg E 10.

ALWAYS

RegE10

Regulatory Details

RegProtectionDecisionDateTime

TIMESTAMP_NTZ(9)

Datetime that Reg Protection Decision was processed.

ALWAYS

2023-09-09 21:00:00

Regulatory Details

PCDocRequirementSatisfiedDateTime

TIMESTAMP_NTZ(9)

Datetime that any applicable provisional credit document requirement was satisfied.

CONDITIONAL

2023-09-09 21:00:00

Only applicable when documents are required AND received.

Regulatory Details

RegE10ProcessingOutcome

VARCHAR(64)

Defines the protective action taken by the system when the Reg E PC timeframe expired. 

CONDITIONAL

DenyProvisionalCredit

Only applicable when RegProtectionDecision is “RegE10”.

Regulatory Details

PCDenyReason

VARCHAR(64)

The reason provided for denying provisional credit.

CONDITIONAL

Missing Documentation

Only applicable when PC was not granted.

Dispute Details

Status

VARCHAR(64)

Represents the current stage or step of a particular process or lifecycle, such as a claim or dispute.

ALWAYS

OPEN-ANALYZE

Metadata

EventDateTime

TIMESTAMP_NTZ(9)

The datetime that the event was recorded.

ALWAYS

2023-09-09 21:00:00

Metadata

EventIdentifier

VARCHAR(64)

A unique ID associated with each business event.

ALWAYS

70b1c86d-d06f-4c93-bab2-0e938a4ef768

Metadata

EventItemId

VARCHAR(64)

An ID included with each business event that identifies the tenant and Claim ID or Dispute ID associated with the event.

ALWAYS

qvo-stg|2306050001D

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