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In Mastercard, an addendum dispute is the dispute of a separate transaction that occurs after a valid transaction involving the same merchant and the same cardholder and is applicable when the following conditions are met.

  • The cardholder engaged in a valid transaction with the merchant.
  • A subsequent transaction occurred with that same merchant without the cardholder’s consent.
  • The cardholder contacted the merchant, or attempted to contact the merchant, to resolve the
    dispute.


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