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- Issuer Declaration that indicates the Chargeback description.
- If the Transaction amount exceeds the estimated amount by more than 15%, a copy of the specific estimate of the capital damages agreed to by the Cardmember, showing the amount agreed upon with the car rental merchant.
- If the Cardmember purchased the merchant’s collision, loss, or theft insurance - Documentation that proves the Cardmember purchased, and was charged for the car rental merchant’s collision, loss, or theft insurance.
- If the Cardmember was charged for theft or loss of use of the vehicle - Documentation that proves the Cardmember was charged for theft or loss of use of the vehicle.
Document Requirements
- Copy of Rental Agreement - Always required for this chargeback reason.
- Estimated Damages Documentation - Required when the Cardmember required a quote for the cost of the estimated damanges.
Validations
Validation | Value | Logic | Associated Rule(s) |
---|---|---|---|
Within association window for submitting the chargeback | True | 120 days from the Network Processing Date of the Presentment | HasChargebackWindowExpired |
Is Eligible for 4750 Car Rental Charge Non-Qualified or Unsubstantiated
| True |
| Is4750EligibleCheck_A |
A transactions to fund a Stored Value Digital Facility (SVDF). | False | MCC = 6540 | IsMPQRTransaction_A |
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