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Valid Card Present Deny

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Description

Sent when a dispute is denied and the reason is "Valid Card Present".  If a provisional credit has been issued, notice of the reversal, and any applicable disclaimer(s), are included.

Applies ToACH, ATM, Balance Transfer, Bill Pay, Card, Check, Convenience Check, P2P, RTP, Wire, Zelle
Relates To

Preview

Content

<Manual Header>

<Opening - Resolved>

<Transaction Grid>

We have now concluded this investigation. We have determined that no error occurred as the services were rendered by the merchant listed in the dispute. Your physical card was present where the CHIP and/or PIN were authenticated at the merchant's terminal, with no errors, and the card was in your possession when the transaction occurred.

<Provisional Credit Reversed><Final Resolution>

<Footers>

Sample 1

Dispute(s) are resolved and PC was not previously issued.

Page lookup error: page "Manual Header" not found.

If you're experiencing issues please see our Troubleshooting Guide.

We have resolved the dispute received from you on 07/03/2024 for the following transaction(s):

Date

Description

Amount

Disputed Amount

06/22/2024

WWW.CAREMARK.COM 888-892-7227 IL

$200.00

$200.00

06/23/2024

AMAZON.COM AMZN.COM/BILL107

$197.00

$197.00

We have now concluded this investigation. We have determined that no error occurred as the services were rendered by the merchant listed in the dispute. Your physical card was present where the CHIP and/or PIN were authenticated at the merchant's terminal, with no errors, and the card was in your possession when the transaction occurred.

This notice serves as final resolution of your dispute for the above-referenced transactions. If your dispute included additional transactions not listed above, please be assured we are continuing to investigate those.

Thank you for giving us the opportunity to serve you. We appreciate your business and the confidence you have placed in us.  If we can be of further assistance, please contact Card Operations at (800) 555-0199.  

Sincerely,

Card Operations

© 2019 Quavo, Inc. All rights reserved. Quavo and the Quavo logo are service marks of Quavo, Inc.

Sample 2

Dispute(s) are resolved and PC was previously issued.

Page lookup error: page "Manual Header" not found.

If you're experiencing issues please see our Troubleshooting Guide.

We have resolved the dispute received from you on 07/03/2024 for the following transaction(s):

Date

Description

Amount

Disputed Amount

06/22/2024

WWW.CAREMARK.COM 888-892-7227 IL

$200.00

$200.00

06/23/2024

AMAZON.COM AMZN.COM/BILL107

$197.00

$197.00

We have now concluded this investigation. We have determined that no error occurred as the services were rendered by the merchant listed in the dispute. Your physical card was present where the CHIP and/or PIN were authenticated at the merchant's terminal, with no errors, and the card was in your possession when the transaction occurred.

The provisional credit that was applied to your account in the amount of $397.00 will be reversed on 07/10/2024.   This notice serves as final resolution of your dispute for the above-referenced transactions. If your dispute included additional transactions not listed above, please be assured we are continuing to investigate those.

Thank you for giving us the opportunity to serve you. We appreciate your business and the confidence you have placed in us.  If we can be of further assistance, please contact Card Operations at (800) 555-0199.  

Sincerely,

Card Operations

© 2019 Quavo, Inc. All rights reserved. Quavo and the Quavo logo are service marks of Quavo, Inc.

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