Within association window for submitting the chargeback

False

120 calendar days from the Transaction Processing Date

HasChargebackWindowExpired

Visa Authorization and Clearing Data are Available for Dispute Validation Rules

True

• VisaRTSIAuthData.TransactionType != "" AND

• VisaRTSIClearingData.TransactionType != ""

HasVisaClearingAndAuthorizationData_V

Transaction is eligible for 10.4 chargeback reason.

True

• IsCardPresentTransction_V = false

Is10_4EligibleCheck_V

A Mobile Push Payment Transaction

False

• When BusinessAppID is not null and in ("CC","CI","CO","MA","MP")

IsMobilePushPayment_V

A Straight Through Processing Transaction

False

• MarketSpecificDataInd = “J”

IsStraightThroughProcessingTran_V

A Mail/Phone Order Transaction or an Electronic Commerce Transaction, if both:

• The merchandise was shipped or delivered, or services were purchased.

• The Issuer was not a participant in the Address Verification Service on the Transaction Date and the Acquirer received an Address Verification Service response code U.

False

• IsMOTOTransaction_V = true AND

• IsUSDomesticTransaction = true AND

• AvsResponseCode = U

IsUSAvsU_V

An Emergency Cash Disbursement

False

• MerchantCategoryCode = “9702”

EmergencyCashDisbursement_V

An Account Number on which the Issuer reported Fraud Activity using fraud type code 3 (fraudulent application)

False

• If on same card FraudType has been reported as 3.

IsFraudAppReported_V

A Visa B2B Virtual Payments Program Transaction

False

• ProductId = X OR

• MarketSpecificDataInd = J

IsB2BTransaction_V

All of the following:

• The Card Verification Value 2 (CVV2) presence indicator in the Authorization Request is 1 (CVV2 value is present)

• The CVV2 results code in the Authorization message is N (No match)

• The Authorization request was approved

False

• CVV2PresentInd = “1” AND

• CVV2Result = “N” AND

• AuthorizationResponseCode = “00”

IsApprovedWithNoMatchCVV_V

A Transaction that was approved using an Account Number for which the Issuer had reported Fraud Activity

False

• Is TransactionDateTime > Earliest Fraud Report Date on Card Number

IsTransApprovedAfterFraudReport_V

A Transaction on an Account Number for which the Issuer has initiated more than 35 Disputes within the previous 120 calendar days

False

• Submitted Chargeback count > 35 in last 120 days on card.

IsFraudDisputeCountReached_V

The disputing card number has more than 35 potential disputes and this transaction based on dollar amount should have a chargeback processed.

True

• With the disputes in amount order highest to lowest the transaction is within the highest 35 transactions.

IsWithinHighNumberOfFraudDisputeRange_V

A Card-Absent Environment Transaction for which both:

• The CVV2 result code in the Authorization message is U (Issuer not participating in CVV2 program)

• The CVV2 presence indicator in the Authorization Request is one of the following:

  • 1 (CVV2 value is present)

  • 2 (CVV2 value is on the Card but is illegible)

  • 9 (Cardholder states CVV2 is not present on the Card)

False

• CavvAuthenticationResultsCode = U

• CVV2PresentInd in (1,2,9)

IsCVV2UAndCVV2MerchantProvided_V

A Secure Electronic Commerce Transaction processed with Electronic Commerce Indicator value 5 in the Authorization Request

False

• ECMOTO = 5

IsECMOTO5_V

A Non-Authenticated Security Transaction processed using 3-D Secure 1.0 or 2.0 with Electronic Commerce Indicator value 6

False

• ECMOTO = 6

IsECMOTO6_V

Minimum dispute amount validation for TE transaction

False

• IsTETransaction_V (MerchantCategoryCode in (3000 – 4799, 7011, 7512, 7512) = true AND

• Dispute Amount >= 25.00 USD

IsLessThanTEMinDisputeAmt_