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Contents

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Overview

QFD includes dedicated support for most of the major card networks.  In order to provide a solution that allows all card transactions to be disputed, regardless of acquirer network, an "Alternate Network" concept was developed.  This approach allows flexibility in recovery methods and strategies for these lower volume disputes via a simplified workflow allows users to record recovery actions that are executed outside of QFD for tracking purposes and to keep the claim and claimant up-to-date.  

Configuration

QFD includes various options for customizing the behavior of the application.  Disputed transactions on alternate networks will fall under the same configuration settings as the overarching card association, where applicable.   Additionally, the following settings are available for Alternate Network disputes.

Update Acquirer Network

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An optional extension enables users to take an action from in the step to update the Acquirer Network property.  When the property is updated, the system will reevaluate the claim to determine the appropriate .  This action is only available from the assignment, prior to any recovery actions being completed.  This is useful for environments where a network value is not available from the system of record.  To enable, set .AllowAcquirerNetworkUpdate in the Impl Config.

For additional configuration settings that are not specific to Alternate Networks, see Configuration.

Supported Functions

Collect

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Alternate Network disputes will follow the path of the card association and the same intake questionnaires and dispute reasons will apply.

See Dispute Reason or Dispute Transactions for more details about these steps.

Required Documentation

Alternate Network disputes will have the same documentation requirements as the card association.

For more information, see Document Requirements.

Enhance

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For more information, see Enhance.

Authorizations

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For more information, see Authorizations.

Enrichment

When available, QFD will retrieve additional details about a disputed transaction from the system of record.

For more information, see Enrichment.

Analyze

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For more information, see Analyze.

Collaboration

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For more information, see Collaboration.

Merchant Credits

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For more information, see Merchant Credits.

Initial Investigation

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For more information, see Investigation.

Investigation

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For more information, see Research.

Fees

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For more information, see Fees.

Interest

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For more details, see Interest

Disposition

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For more details, see Disposition.

Responses

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For more details, see Responses.

Approvals

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For more details, see Approvals.

Execute

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For more details, see Execute.

Recovery

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The following recovery options are available for Alternate Network.

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For more details, see Recovery.

Accounting

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For more details, see Accounting.

Account Maintenance

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There are no Account Maintenance tasks that are specific to Alternate Network.

For more details, see Account Maintenance.

Fraud Reporting

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For more details, see Fraud Reporting.

Notifications

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The following letters are all applicable to Alternate Network disputes.

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For more details, see Correspondence

Resolve

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For more details, see Resolve.

Paid

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For more details, see Paid.

Denied

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The following deny reasons are applicable to Alternate Network disputes.  Some deny reasons can be disabled via Config.

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For more details, see Denied.