Visa Claim Examples

How to expedite a system task

System tasks are identified with the clock icon next to the node.

1. Access the pending node
   
   
2. Click the Sort & Filter link
   
   
3. Uncheck the box next to Hide Non-Workable
   
   
4. Click the Apply Sort & Filter button
   
   
5. The task is now present under the Sort & Filter box
   
   
6. Click the carrot next to the Sort & Filter link to hide the box
   
   

How to reach this assignment

1. Create a claim and select a pending charge to dispute
   Pending charges are available on all fraud claims and Cancelled Recurring
   
   
2. Access the Authorizations node
   Authorization Review is one of the first assignments to be present on a claim

How to reach this assignment

1. Create or access a Paid by Other Means or Credit Not Processed claim
   
   
2. The Documentation node will be present once Enrichment has been resolved
   
   1. To resolve Enrichment, create a failure by clicking the Execute Enrich Data Service button then the Process Actions button until the task reflects Enrichment Service Failed
      
   2. Select Process Enrichment Manually from the Other Actions menu
      
   3. Complete the required fields
      
      
   4. Select "No" from the drop-down under Attempt merchant collaboration with Ethoca? if prompted
      
      
   5. Click the Apply button, then click the Process Actions button
      
      
   6. Repeat for all other disputes in the Enrichment node
      
      
3. The Documentation node is now present, awaiting the required document
   
   
4. Upload a test document to the case using the + Attach New tool under the Attachments section
   Name, Category, and Visibility does not matter
   
   
5. The Documentation node will now reflect a play button indicating a manual user assignment is present

How to reach this assignment

The Authorizations, Enrichment, Documentation, and Collaboration nodes will need to be processed in order to reach the Investigation node. Review the instructions on this page to process these tasks.

1. Create or access a claim with disputed transactions that are above the auto-provisional credit threshold
   
   
2. Access the Investigation node
   
   

Note on the Collaboration node - allow QFD to process the node the first time the dispute routes here. This occurs immediately after Enrichment. 

How to reach this assignment

To see this assignment, process the Investigation node by granting provisional credit. 

1. Access the Collaboration node
   
   
2. Unhide the non-workable if needed
   
   
   
3. Select the Skip to Manual Review option from the Other Actions menu
   
   
   
4. The Check for Merchant Credit assignment is now present

How to reach this assignment

1. Create or access a claim with a disputed transaction that is a year old
   
   
2. Process the above applicable tasks until you reach the Disposition node
   
   
3. The stale dated transaction will reflect the Final Investigation assignment

Read New Correspondence

This task is generated when the account holder sends an email. To reach this assignment, you'll need to first confirm with your project manager that your firm's email domain has been added to the whitelist. 

1. Create or access the claim you wish to use for training
   
   
2. Update the account holder's email address to your work email using the Edit Contact Info option from the Customer Contact section
   
3. Use the Communication hub in the Case Tools to send an email
   Any letter will work
   
   
4. Using your work email, respond to the email from QFD with text in the body of the message
   
   
5. Return to the claim
   
   
6. The Responses node will now be present 

Review New Attachment

This task is generated when the account holder or an intake user uploads a file to the case. 

1. Log into the staging environment as an intake user
   
   
2. Access the claim you intend to use in training
   
   
3. Upload a test document to the case
   Name, Category, and Visibility do not matter
   
   
4. Return to the case as a back-office or manager user
   
   
5. The Responses node will now be present and the uploaded file is accessible in the Attachments section

Review Re-Open Request

This task is generated when the account holder or an intake user submits a re-open request on a denied claim.

1. Log into the staging environment as an intake user
   
   
2. Access the denied claim you intend to use in training
   
   
3. Submit a re-open request
   
   
4. Return to the case as a back-office or manager user
   
   
5. The Responses node will now be present 

Review Withdrawal Request 

This task is generated when the account holder or an intake user submits a withdrawal request.

1. Log into the staging environment as an intake user
   
   
2. Access the claim you intend to use in training
   
   
3. Submit a withdrawal request
   
   
4. Return to the case as a back-office or manager user
   
   
5. The Responses node will now be present 

How to reach this assignment

All prior nodes including the Initial Investigation task must be processed to reach the Disposition node. 

1. Create or access the claim you'd like to use for training
   
   
2. Process the tasks and nodes prior, including issuing provisional credit
   
   
3. To grant provisional credit, access the Initial Investigation node
   
   
   1. Click the Grant Provisional Credit button
      
      
   2. Click the Apply button
      
      
   3. Click the Process Actions button
      
      
   4. The Collaboration node will now show a clock, indicating a system process
      
      
4. Access the Disposition node

How to reach this assignment

All prior nodes including the Disposition Case task must be processed to reach the Recovery node for this assignment.

1.  Create or access the claim you'd like to use for training
   
   
2. Process the tasks and nodes prior
   
   
3. To process the Disposition Case task, access the Disposition node
   
   
   1. Click the Review Recovery Options button
      
      
   2. Provide any missing data and answer required questions
      
      
      
   3. Click the Apply button
      
      
   4. Click the Process Actions button
      
      
   5. The Recovery node will now reflect a play button, indicating a manual user assignment
      
      
4. Access the Recovery node

How to reach this assignment

All prior nodes including the Execute Chargeback task must be processed to reach this assignment.

1.  Create or access the claim you'd like to use for training
   
   
2. Process the tasks and nodes prior
   
   
3. To process the Execute Chargeback task, access the Recovery node
   
   
   1. Click the Execute Chargeback Manually button
      
      
   2. Enter the Visa Case ID if prompted; use any number
      
      
   3. Select No under "Did VROL present you with associated transactions to review?"
      
      
   4. Select Yes under the "Did the dispute reason pass the dispute validations in VROL?"
      
      
   5. Select No under "Will the dispute be resolved via Rapid Dispute Resolution (RDR)?"
      
      
   6. Check the box next to "I certify the above steps have been completed."
      
   7. Click the Apply button
      
      
   8. Click the Process Actions button
      
      
   9. The dispute will now reflect the Process Dispute task

How to reach this assignment

All prior nodes including the Process Dispute task must be processed to reach this assignment.

1.  Create or access the claim you'd like to use for training
   
   
2. Process the tasks and nodes prior
   
   
3. To process the Process Dispute task, access the Recovery node
   
   
   1. Click the Record Initial Liability button
      
      
   2. Select Acquirer under "What was the association's initial liability?"
      
      
      
   3. Click the Apply button
      
      
   4. Click the Process Actions button
      
      
   5. The dispute will now move to the Disposition node and reflect the Pending Acquirer Response task
      
      
4. To record the acquirer's response, access the Disposition node
   
   
   1. Click the Record Allocation Acquirer Response button
      
      
   2. Select Decline under the "Acquirer Response"
      
      
   3. Click the Apply button
      
      
   4. Click the Process Actions button
      
      
   5. The dispute will now reflect the Review Inbound PreArb assignment
      
      
   6. Use the + Attach New tool under the Attachments section to add a sample representment document
      Here is a sample representment document

How to reach this assignment

All prior nodes including the Review Inbound PreArb task must be processed to reach this assignment.

1.  Create or access the claim you'd like to use for training
   
   
2. Process the tasks and nodes prior
   
   
3. To process the Review Inbound PreArb task, access the Disposition node
   
   
   1. Click the Review Inbound PreArb button
      
      
   2. Select Decline under "Issuer Action"
      
      
   3. Enter the following under "What is your reason for not accepting liability?"
      Reviewed Repre Docs. AH does NOT recognize the Shipping Name, Shipping Address, nor does AH know anyone in Nashville TN, where merch was shipped to that was provided within the merch docs. AVS shows match to billing Zip only, but merch shipped to alt address that is unknown to AH. No IP info provided. AH maintains fraud.
      
      
   4. Select No under "Do you have any additional comments to provide?"
      
      
      
   5. Click the Apply button
      
      
   6. Click the Process Actions button
      
      
   7. The dispute will now move to the Recovery node and reflect the Execute PreArb Response assignment 

How to reach this assignment

All prior nodes including the Review Inbound PreArb task must be processed to reach this assignment.

1.  Create or access the claim you'd like to use for training
   
   
2. Process the tasks and nodes prior
   
   
3. To process the Execute PreArb Response task, access the Recovery node
   
   
   1. Click the Execute PreArb Response button
      
      
      
   2. Click the Apply button
      
      
   3. Click the Process Actions button
      
      
   4. The dispute will now move to the Disposition node and reflect the Pending Arb task
      
      
4. To indicate that an arbitration response was received, access the Disposition node
   
   
   1. Select Arbitration Received from the Other Actions menu
      
      
   2. Click the Process Actions button
      
      
   3. The dispute will now reflect the Arbitration task
      
      
5. To complete the Arbitration ruling pend, click the Association Ruling Received button
   
   
   1. Click the Process Actions button
      
      
   2. The dispute will now reflect the Review Arbitration assignment

How to reach this assignment

All prior nodes including the Execute Chargeback task must be processed to reach this assignment.

1.  Create or access the claim you'd like to use for training
   
   
2. Process the tasks and nodes prior
   
   
3. To process the Execute Chargeback task, access the Recovery node
   
   
   1. Click the Execute Chargeback Manually button
      
      
   2. Enter the Visa Case ID if prompted; use any number
      
      
   3. Select No under "Did VROL present you with associated transactions to review?"
      
      
   4. Select Yes under the "Did the dispute reason pass the dispute validations in VROL?"
      
      
   5. Select No under "Will the dispute be resolved via Rapid Dispute Resolution (RDR)?"
      
      
   6. Check the box next to "I certify the above steps have been completed."
      
   7. Click the Apply button
      
      
   8. Click the Process Actions button
      
      
   9. The dispute will now move to the Disposition node and reflect the Pending Dispute Response task
      
      
4. To capture the dispute response, access the Disposition node
   
   
   1. Click the Record Acquirer Response button
      
      
   2. Select Declined under "Acquirer Response"
      
      
   3. Using the calendar tool, select today's date as the Response Date
      
      
      
   4. Click the Apply button
      
      
   5. Click the Process Actions button
      
      
   6. The dispute will now reflect the Review Dispute Response assignment 

How to reach this assignment

All prior nodes including the Review Dispute Response task must be processed to reach this assignment.

1.  Create or access the claim you'd like to use for training
   
   
2. Process the tasks and nodes prior
   
   
3. To process the Review Dispute Response task, access the Disposition node
   
   
   1. Click the Review Dispute Response button
      
      
   2. Select Decline under "Issuer Action"
      
      
   3. Enter the following under "What is your reason for not accepting liability?"
      Reviewed Repre Docs. AH does NOT recognize the Shipping Name, Shipping Address, nor does AH know anyone in Nashville TN, where merch was shipped to that was provided within the merch docs. AVS shows match to billing Zip only, but merch shipped to alt address that is unknown to AH. No IP info provided. AH maintains fraud.
      
      
   4. Copy and paste the text to the "Why are you initiating pre-arbitration?"
      
      
   5. Select No under "Are you changing the dispute category or condition?"
      
      
   6. Select No under "Are you providing new information?"
      
      
   7. Select No under "Do you have any additional comments to provide?"
      
      
      
   8. Click the Apply button
      
      
   9. Click the Process Actions button
      
      
   10. The dispute will now route to the Recovery node and reflect the Execute Pre-Arb assignment

How to reach this assignment

All prior nodes including the Execute Pre-arb task must be processed to reach this assignment.

1.  Create or access the claim you'd like to use for training
   
   
2. Process the tasks and nodes prior
   
   
3. To process the Execute Pre-Arb task, access the Recovery node
   
   
   1. Click the Execute Visa Pre-Arbitration button
      
      
   2. Check the box next to "I certify the above steps have been completed"
   3. Click the Apply button
      
      
   4. Click the Process Actions button
      
      
   5. The dispute will now move to the Disposition node and reflect the Pending Pre Arb Response task
      
      
4. To record the Acquirer's response, access the Disposition node
   
   
   1. Click the Record Acquirer Response button
      
      
   2. Select Decline under the "Acquirer Response"
      
      
   3. Using the calendar tool, select today's date as the Response Date
      
      
   4. Click the Apply button
      
      
   5. Click the Process Actions button
      
      
   6. The dispute will now reflect the Review PreArb Response assignment
      
      
   7. Use the + Attach New tool under the Attachments section to add a sample representment document
      Here is a sample representment document
      

How to reach this assignment

All prior nodes including the Review PreArb Response task must be processed to reach this assignment.

1.  Create or access the claim you'd like to use for training
   
   
2. Process the tasks and nodes prior
   
   
3. To process the Review PreArb Response task, access the Disposition node
   
   
   1. Click the Review PreArb Response button
      
      
   2. Select Decline under "Issuer Action"
      
      
   3. Enter the following under "What is your reason for not accepting liability?"
      Reviewed Repre Docs. AH does NOT recognize the Shipping Name, Shipping Address, nor does AH know anyone in Nashville TN, where merch was shipped to that was provided within the merch docs. AVS shows match to billing Zip only, but merch shipped to alt address that is unknown to AH. No IP info provided. AH maintains fraud.
      
      
   4. Copy and paste the text to the "Why are you pursuing arbitration?"
      
      
      
   5. Click the Apply button
      
      
   6. Click the Process Actions button
      
      
   7. The dispute will now route to the Recovery node and reflect the Execute Arbitration assignment
      
      

How to reach this assignment

All prior nodes including the Execute Arbitration task must be processed to reach this assignment.

1.  Create or access the claim you'd like to use for training
   
   
2. Process the tasks and nodes prior
   
   
3. To process the Execute Arbitration task, access the Recovery node
   
   
   1. Click the Execute Arbitration button
      
      
   2. Check the box next to "I certify the above steps have been completed"
      
      
   3. Click the Apply button
      
      
   4. Click the Process Actions button
      
      
   5. The dispute will now route to the Disposition node and reflect the Pending Arbitration task
      
4. To complete the Arbitration ruling pend, click the Association Ruling Received button
   
   
   1. Click the Process Actions button
      
      
   2. The dispute will now reflect the Review Arbitration assignment