24.1 Visa Mandates

Overview

The QFD Patch release is compatible with mandate changes for 24.1. Mandate changes will take effect on or after April 12, 2024.



Change Log

As a result of our analysis of Visa's documentation, the following changes have been implemented in QFD's mandates release.

SummaryRelease Note DetailStory ID
Certification of authorizing/participating in the transaction required for Visa RC 10.1, 10.2, 10.2, & 10.4

On or after April 12, 2024, when a user pursues recovery for 10.1, 10.2, 10.3, or 10.4  a certification that the cardholder denies authorizing or participating in the transaction will be passed with the chargeback request. 

QPS-10029

Commercial Card Virtual Account Disputes

On or after April 12, 2024, Visa is expanding the Product IDs that require the question "Does the dispute involve a Visa Commercial Card Virtual Account?“ when pursuing recovery for Services Not Received. When the transaction's product ID is G,K,S,X,X1,S1, S4 or S5, a user will be prompted to answer this question when pursuing recovery.

QPS-10064

Compelling Evidence Type Updates

On or after April 12, 2024, an additional Compelling Evidence category will be available for acquirers for “Virtual card transaction at a lodging merchant”. Additionally, other Compelling Evidence categories were renamed to be consistent with Visa Core Rules and Visa Product and Service Rules.

QPS-10175

Initiating PreArb Reason Updates

On or after April 12, 2024, an additional Initiate PreArb reason was added to the dropdown for "Delayed charge transaction". Additionally, the reasons available for the question "Why are you initiated a pre-arbitration?" have been updated to be consistent with Visa Core Rules and Visa Product and Service Rules.

QPS-10176

Minimum Dispute Amount for T&E transactions

On or after April 12, 2024, a minimum dispute amount for T&E transactions for Fraud reason codes 10.1, 10.2, 10.3, 10.4 (only applies to Visa B2B Virtual Payment Products), 10.5 and Non-Fraud reason codes 13.3, 13.8, 13.9 will be implemented.

QPS-10215

Late Presentments 

On or after April 12, 2024, the Processing Error recovery reason "Late Presentment" will be removed and added to Authorization Errors category recovery reason "No Authorization/Late Presentment".

QPS-10238

Hypersearch Search Criteria Expanded

Hypersearch will support searching by the following criteria: MemberCaseNumber, VisaCaseNumber, AccountNumber, FundingAccountNumber, Token, ARN, TranDate, Amount, Transaction ID, RetrievalRequestID, Retrieval ReferenceNumber, STAN, Acquirer Identifier.

QPS-10066

Added Network ID

On or after April 12, 2024, the new Network ID VAT will be supported when executing a call to submit the dispute and determining if RTSI services can be used. 

QPS-10067

Research

The following documents were analyzed to identify changes that impact Mastercard functionality as supported in QFD.

  1. IES for Release 24.1 - DPS Publication 12.15.23
  2. Visa Core Rules and Visa Product and Service Rules - 14 October 2023

Release Package

QFD 23.04.03.240311.1

QFD 24.01.01