Conditions

An issuer may initiate a dispute under Dispute Condition 12.7: Invalid Data for the following reason:

Either:

• Authorization was obtained using invalid or incorrect data.
• The MCC used in the authorization Request does not match the MCC in the clearing record of the first presentment for the same transaction.

Time Limit

75 calendar days from the Transaction Processing Date

Dependencies

Both:

• Certification that the Authorization Request would have been declined if valid data had been provided
• An explanation of why the inclusion of valid data would have caused the Authorization Request to be declined