Pulse Recovery Options

Pulse provides the following conditions for disputing transactions.  The dispute conditions are categorized as shown.  Recovery options may be automatically selected and executed by the system, when enabled.  In some cases, primarily fraud disputes, recovery options are set based on a number of validations to determine if chargeback rights exists.  Any applicable validation rules are documented in each recovery option.  In other cases, such as service disputes or processing errors, the system will select a particular recovery option based on certain claim attributes.  These defaults for the Pulse recovery options are defined in Pulse Recovery Option Defaults.

Authorization Disputes

Authorization Non-Compliance (4863)


Fraud Disputes

Fraud Card Not Present Transaction (4868)

Fraud Card Present Transaction (4537)

Fraud Chip Card and PIN Transaction (4867)

Fraud Chip Card Counterfeit Transaction (4866)

Fraud Unauthorized Purchase (4540)


Processing Error Disputes

Invalid Cardholder Number (4512)

Late Presentation (4542)


Service Disputes

Altered Amount (4586)

Cancelled Recurring Transaction (4541)

Credit Not Processed (4560)

Duplicate Processing (4534)

Incorrect Transaction Type (4550)

Non-Receipt of Cash From an ATM (4590)

Non-Receipt of Goods or Services (4555)

Paid by Other Means (4865)

Quality of Goods or Services (4553)

Transaction Not Recognized (4752)