Conditions

One of the following:

1. The transaction was not identified with one of the following MCCs:
   • 4784 (Bridges and Road Fees, Tolls)
   • 5499 (Miscellaneous Food Stores—Convenience Stores, Markets, Specialty Stores (solely forContactless-only Transactions))
   • 7523 (Automobile Parking Lots and Garages)
   • 7542 (Car Washes)
2. The transaction was identified with one of the above MCCs and the transaction amount was greater than one of the following:
   • The CVM Limit as published in Appendix C (CVM Limit Amounts) for contactless-only CAT 3 devices
   • HKD 500 for domestic Hong Kong CAT 3 transactions identified with MCC 7523 (Automobile Parking Lots and Garages)
   • EUR 50 for CAT 3 transaction occurring in Europe
   • USD 40, or its local currency equivalent, for all other CAT 3 transactions
3. The transaction was a magnetic stripe transaction identified with one of the MCCs listed in bullet 1.
4. The PAN was listed in the applicable Local Stoplist or Electronic Warning Bulletin File on the date of the transaction.
5. The PAN was expired or not yet valid
6. The transaction occurred in the Europe region with a card that had a service code of X2X (Positive Online Authorization Required).

Dependencies

The messageText field must include the value "CAT LEVEL 3" (When this recovery option is used, the system will automatically pass this value).

Validations

None.