Unassigned Cardmember Account Number (4523)

Owned by Suzanne Johnson
Last updated: Jun 21, 2021Version comment
1 min read


Chargeback Reason

Card Account number is not assigned to a Cardmember.

Description

The Issuer receives a Transaction for an Account number, which matches none of the Cards that it has issued. It contains the Issuer's Identification Number and a valid check digit, however, the number has never been assigned to a Cardmember.

Conditions

N/A

Timeframes

120 days from the Network Processing Date of the Presentment

Dependencies

N/A

Validations

ValidationValueLogicAssociated Rule(s)
Within association window for submitting the chargebackTrue120 days from the Network Processing Date of the PresentmentHasChargebackWindowExpired

Is Eligible for 4523 Unassigned Cardmember Account Number

  • Is Issuer Unassigned Account Claim Reason
  • Is a POS transaction
  • Transaction Amount > $25
True
  • Claim Reason = IssuerUnassignedAccount AND
  • IsPOSTransaction_A = true AND
  • Transaction Amount > $25
Is4523EligibleCheck_A
A transaction where a Transaction Certificate is provided in the First PresentmentFalse

Cardmember Authentication Entity Code = 1 And Bit 55 =1 ""

 IsChipTransactionCertified_A
A Merchant-Presented Quick Response (MPQR) Transactions.False

Card present = 8 AND

Card Capture Capability Code = 7

IsMPQRTransaction_A

Related Questionnaires

None.